David A. Carbiener

Vice President - Investments

David Carbiener is a Financial Advisor that enjoys working with individuals, small businesses, and non-profit organizations. His practice emphasizes helping clients make intelligent financial decisions. David develops personalized financial plans that will benefit the individual's or business's financial goals though the use of asset allocation, tax advantage investing, and retirement planning.

David joined Umpqua Investments in 2005 when Umpqua Holdings merged with Humboldt Bancorp. At Humboldt Bancorp David served as a Financial Advisor for five years, serving the financial needs of clients in the Northern Humboldt County area. David joined the financial industry in 1992 as an Insurance and Financial Advisor for The Prudential Life Insurance Company of America, where he maintained an independent office in Eureka California.

David graduated in 1987 from Humboldt State University (Arcata, CA) with a Bachelor of Science Degree in Business Administration, with an emphasis in Operations Management. In 1992 he achieved his Series 6 and 63 securities licenses as well as insurance licenses. In 2000 David upgraded his security license to a Series 7.

As a youth David grew up in Santa Rosa, California. Upon graduating from HSU in 1987 he made his home in McKinleyville, California. He and his wife, Charmaine, have five children. David enjoys backpacking, fishing, and outdoor photography.

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701 Fifth Street
Eureka, CA 95501

Umpqua Investments, Inc. is not a bank. Securities, managed investments, insurance products and wealth planning are offered through Umpqua Investments, Inc., Member FINRA/SIPC. Umpqua Investments, Inc. is an affiliated company of Umpqua Bank.

Securities, managed investments and insurance products are: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT BANK GUARANTEED • and MAY GO DOWN IN VALUE. Umpqua Bank and Umpqua Investments, Inc., share revenue in certain instances.

Phone 707-444-6163